Get In touch With the Fastr Team

Personal or business car loans

that give you the flexibility you deserve at an interest rate you can afford. If you’re not happy with your current car loan agreement, let’s find a better option. Whether you’re refinancing to reduce your monthly instalments or comparing the total loan cost, we’ll find the most competitive comparison rates available.

Why You'll Love Fastr

Through technology and transparency, we bring you a Fastr Finance journey you can trust.

Fastr Technology

Instantly compares 30+ lenders to find the most suitable car loan term, principal amount, and interest rate for your personal circumstances. We only show you loans you qualify for, ranked by the lowest monthly repayment

Real people, real service

Our loan experts pride themselves on understanding your needs, whether you’re buying from a dealership or a private seller. We’ll explain every loan detail, from fees and insurance requirements to amortisation schedules and collateral conditions, in simple, transparent terms.

Lifetime support

We’re here for you throughout the application and approval process, through the life of your finance agreement, and whenever you need guidance

No credit score impact

Compare your options safely, viewing loan terms and comparison rates won’t affect your credit score.

Financing your way

Secure your new loan anywhere, from your computer, phone or tablet, and drive away sooner with your loan funds transferred directly to your dealership.

5 Steps to Fastr Finance

Our online application process takes only a few minutes to complete and we only ask for information we need

01

Get matched & compare lenders

Simply let us know a little bit about what you need and our Fastr matching technology will instantly match and compare 30+ lenders to find the best personalised loan options for you. All in less than 1 minute!

02

Apply easily

Once you have selected your ideal option, easily apply online or choose to speak with a dedicated expert to confirm your loan details and insurance options.

03

Get approved

Your dedicated loan expert will get you approved with your preferred lender.

04

Sign your contract

Sign your contract from the comfort of your home.

05

Get your new vehicle!

Funds are transferred directly to the dealership or seller. Drive away with confidence knowing your fees, amortisation, and repayment schedule are all clearly outlined.

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What people say about Fastr

We are happy when our customers are too

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5 stars from 251 reviews

How much money do you need?

Viewing your options wont affect your credit score

Get obligation free expert advice on your next car loan!

Frequently Asked Questions

Got more questions, please don’t hesitate to contact us.

What is a vehicle loan?

A vehicle loan is when a bank or finance company lends you the principal amount to purchase a car and retains security (collateral) over it for the loan term. Once your amortisation schedule is complete and the loan balance is paid, you fully own the car.

What are the benefits of a vehicle loan?

Vehicle loans often come with lower interest rates and predictable monthly instalments. They can also help improve your credit score when repaid on time.

Can I get a vehicle loan online?

Yes! You can complete your entire loan application and approval process online, from comparing interest rates to signing your loan agreement.

How much can I borrow?

Your loan amount depends on the vehicle price, your down payment, your credit score, and your income details. We’ll help you find a comparison rate that best fits your financial situation.

Do I need insurance for a car loan?

Yes. Most lenders require comprehensive insurance to protect both the borrower and the collateral vehicle during the loan term.

Can I refinance my existing car loan?

Absolutely. Refinancing can help you secure a lower interest rate, adjust your repayment term, or reduce your monthly instalments. At Fastr Finance, we compare multiple lenders to help you find a better deal and potentially save on overall loan charges.

What’s the difference between a car loan and a car lease?

A car lease allows you to use the vehicle for a fixed period while making regular instalment payments, but you don’t own it outright unless you make a final payment (known as a residual or balloon payment). A car loan, on the other hand, lets you own the vehicle once all repayments are completed.

What happens if I miss an instalment?

 If you miss a monthly instalment, your lender may apply late payment charges or fees. It’s important to contact your loan specialist as soon as possible. At Fastr Finance, we can often help you renegotiate your repayment schedule before it affects your credit score.

Are there any hidden charges in a car loan?

No surprises here, we’ll outline all fees and charges upfront before you sign your loan agreement. These may include establishment fees, early repayment fees, or insurance costs, depending on the lender. Transparency is what we do best.

Can I change my repayment frequency?

 Yes, most lenders allow you to choose between weekly, fortnightly, or monthly repayments. Switching can sometimes help you reduce the total interest cost over your loan term.

Can I make extra repayments on my car loan?

 In many cases, yes. Making extra instalments or lump-sum repayments can reduce your principal faster and shorten the amortisation period, helping you pay less interest overall.