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Business Savings

Find the best business car loan options to help your business grow. Commercial loans that have tax-deductible charges, flexible instalment structures and the ability to finance a range of business equipment. Depending on your documents and financials, you may also qualify for a low-doc loan to keep things quick and easy.

Why You'll Love Fastr

Through technology and transparency, we bring you a Fastr Finance journey you can trust.

Fastr Technology

Instantly compares 30+ lenders to find the most suitable business loan for your circumstances. We only show you loans you qualify for, ranked by the lowest repayment, fees and charges.

Real people, real service

Our loan experts pride themselves on understanding your needs as a borrower and finding the solution best suited to your business investment.

Lifetime support

We’re here for you throughout the application process, the life of your loan, and whenever you need assistance, from approval to final balloon payment.

No credit score impact

View our extensive range of loan options without a hit to your credit score.

Financing your way

Secure your new loan anywhere with the ease of your computer, phone or tablet!

5 Steps to Fastr Finance

Our online application process takes only a few minutes to complete and we only ask for information we need

01

Get matched & compare lenders

Simply let us know a little bit about what you need and our Fastr matching technology will instantly match and compare 30+ lenders to find the best personalised loan options for you based on loan term, interest, and flexibility. All in less than 1 minute!

02

Apply easily

Once you have selected your ideal option, easily apply online or choose to speak with a dedicated expert.

03

Get approved

Your dedicated loan expert will get you approved with your preferred lender.

04

Sign your contract

Sign your agreement from the comfort of your home.

05

Get your new vehicle!

We’ll organise funding to be transferred in time for you to get your new vehicle.

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What people say about Fastr

We are happy when our customers are too

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5 from 251 reviews

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Viewing your options wont affect your credit score

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Frequently Asked Questions

Got more questions, please don’t hesitate to contact us.

What is a vehicle loan?

A vehicle loan is when a finance company lends you the money to purchase a vehicle and takes collateral over it for the life of the loan. Vehicle loans can be arranged for both personal use (such as a consumer loan) or business (such as a chattel mortgage).

What are the benefits of a vehicle loan?

Loans for business often allow you to claim depreciation, fees, and charges as tax-deductible expenses. They also help preserve working capital while spreading the cost into manageable instalments.

Can I get a vehicle loan online?

Yes, our process is 100% online, from checking interest rates to submitting documents and receiving approval.

How much can I borrow?

Your funding capacity depends on your income, loan term, and the type of collateral provided. Our experts will guide you through what’s possible.

What is the difference between a loan and a lease?

A lease is a financing option where you use the vehicle for a set term while making regular payments, and at the end of the agreement, you may upgrade or purchase it outright. A loan, on the other hand, is structured with fixed repayments and ownership transferring to the borrower once the loan is complete.

How do instalments and amortisation work?

Your loan is broken into regular instalments that cover both the principal and interest. Over time, the share of each payment shifts; this process is called amortisation, and it ensures the full loan is repaid within the agreed loan term.

Do I need insurance with my business car loan?

Yes, most lenders require insurance on the financed vehicle as part of the loan agreement. This protects both you and the lender should anything happen to the collateral.

How are repayments structured?

Repayments are usually made monthly, but depending on your objectives and cash flow, you may choose weekly or fortnightly payments. Some lenders also offer flexible options like seasonal instalments or end-of-term balloon payments.

Do I need a business bank account to apply?

While not always mandatory, many lenders prefer that banking for your business be kept separate in a dedicated business account. This makes it easier to assess your financial position and align with your funding objectives.

What services do you provide during the loan process?

Fastr Finance offers end-to-end services, from finding the best interest rate, guiding you through required documents, comparing lenders, and arranging approval, through to assisting with repayments and answering questions about insurance or refinancing options down the track.